FOR FINANCE TEAMS

Move Money Faster

Theta Fintech gives banks, fintech startups, and online businesses one platform for payments, wallets, lending, KYC, AML, APIs, and reports.

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Brushed-metal payment terminal shell with smart cards, security key and puck on a stone plinth.

Connected stack

Northwind Bank

Run payments, wallets, lending, KYC, AML, APIs, and reports from one place.

Send payments, track invoices, automate lending work, and keep every report in one clean view.

Northwind Bank

Vertex Credit

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Northwind Bank

Macro still life of a sealed underwriting envelope, steel clip, and face-down ledger card on grey concrete.

Vertex Credit

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Orion Capital

Top-down still life of payment cards, dongle and chip sleeve on brushed metal.

Cobalt Pay

Polished keys, sealed pouch, and linen-wrapped box on pale wood with warm bokeh.

Maple Trust

Macro still life of a metal account counter, closed ledger book, and brass clips on travertine.

Harbor Ledger

PLATFORM FEATURES

Money Ops in One Place

Track balances, holds, and transfers in one place.

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Wallet Ledger

Track balances, holds, and transfers in one place.

Closed loan folders, seal press, and transfer clip arranged in a shifting lending queue.

Lending Flows

Move loan apps from intake to payout with fewer handoffs.

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KYC Checks

Run ID checks, risk flags, and manual review steps.

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AML Screening

Screen names and watchlists before money moves out.

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Reporting Dashboards

See payouts, risk, and volume in one live view.

Vault keys, seal stamp and cash envelopes behind frosted glass, lit by soft daylight.

For Bank Ops Teams

Cut handoffs and keep payments, risk, and reports in one flow.

BUILT FOR TEAMS

Built for Your Team

Ship new money tools with APIs, clear logs, and fewer support tickets.

Wallet Ledger

Track balances, holds, and transfers in one place.

Lending Flows

Move loan apps from intake to payout with fewer handoffs.

KYC Checks

Run ID checks, risk flags, and manual review steps.

AML Screening

Screen names and watchlists before money moves out.

Top-down fintech hardware still life with connectors, security key, and coiled cable on brushed metal.

Use case 01

For Fintech Builders

Ship new money tools with APIs, clear logs, and fewer support tickets.

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Use case 02

For Online Stores

Take payments, manage balances, and track risk without extra tools.

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Use case 03

99.9%

platform uptime

150+

API endpoints

150+

API endpoints

24/7

monitoring rules

3 days

average pilot setup

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per month

Starter

One payment route Wallet balances and holds KYC review for 250 users AML watchlist scans CSV report export

PLANS THAT FIT

Plans for Every Team

Three payment routes Wallet ledger and transfers KYC queue for 2,500 users AML case queue and notes API keys and webhooks Live ops dashboards

Most popularPopular

Growth

$129

Three payment routes

Wallet ledger and transfers

KYC queue for 2,500 users

AML case queue and notes

annual contractPopular

Enterprise

Custom

Multi-region payment routing

Custom wallet ledger rules

KYC and AML case review

Private API access and SSO

VP Ops @ Alder Bank

We cut payout work in half and kept every check in one flow.

Custom

Nadia Chen

Proof

What Customers Say

Verified

“We cut payout work in half and kept every check in one flow.”

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Nadia Chen

VP Ops @ Alder Bank

Verified

“The API layer was clear, and our first rollout shipped fast.”

Tamper-evident pouch, evidence envelopes, and UV torch on a smoky terracotta inspection ledge.

Tomas Reed

Head of Product @ Northstar Pay

Verified

“KYC review used to take hours. Now our ops team handles it in one queue.”

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Maya Patel

Compliance Lead @ Cedar Finance

Integrations

GitHub

Run payments, wallets, lending, KYC, AML, APIs, and reports from one place.

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GitHub

Run payments, wallets, lending, KYC, AML, APIs, and reports from one place.

Top-down macro of linked aluminum rings, workflow blocks, and latch pin on stone with navy accent.

Jira

Run payments, wallets, lending, KYC, AML, APIs, and reports from one place.

Overhead tray of graphite blocks and spacers arranged in a clean grid on pale wood.

Notion

Send payments, track invoices, automate lending work, and keep every report in one clean view.

The Map

Questions

Common Questions

Quick answers before visitors choose a product, service, or next step.

01What does Theta Fintech do?+

Theta Fintech gives banks, startups, and online businesses one place for payments, wallets, lending, KYC, AML, APIs, and reports.

02Can we start with only payments?+

Yes. Start with payment routing, then add wallets, lending, KYC, AML, and reporting when your team needs them.

03Do you support KYC and AML?+

Yes. You can run ID checks, watchlist scans, review cases, and keep a clear record for your compliance team.

04Can our dev team use APIs?+

Yes. The API layer fits custom apps, webhooks, and internal tools, so your team can ship and test faster.

05How long does setup take?+

Most teams finish a first setup in days, not months. We help map your flow, connect systems, and run a test cycle.

06Do you work with banks and startups?+

Yes. We serve banks, fintech startups, and online businesses that need clean money flows and clear reports.

Get Product Notes

Get short notes on payments, lending, KYC, and AML product work, plus release news and setup tips.